Knowing the price of the home you can afford is an important first step in the home buying process. By understanding the price range you can afford, you can look for real estate in the appropriate areas and find your ideal home.   Working together we can determine the proper price range for your home search.  Below you will find some helpful information to help you get a better real estate price point.

Loan prequalification vs. pre-approval
Getting pre-qualified for a loan gives you a ball-park figure of what you can afford. Your credit history, FICO score,  income,  outstanding debt, monthly expenses, employment history, the type of mortgage you want, and the amount of savings you have all are important factors in determining how much real estate you can afford.

To better determine the price range you can afford you should be pre-approved for a specific loan amount by a specific lender.  This process is more involved and requires documentation and verification of employment, income, and available funds. Pre-approval will enable you to be guaranteed a specific amount with specific terms.  Remember to get a written pre-approval with interest rate, points, and origination fees all spelled out and guaranteed for a given period of time.

Please fill out the below information so that I may assist you in determining your price range.   There is no obligation and your information will be kept strictly confidential.